Insurance protects you from liability and allows you to provide for your own and others' long-term needs. But what if you never need the insurance? You wind up putting out a lot of money and you get nothing out of it. Which kinds of insurance do you think are worth the cost? Which are not? Why?

Insurance is a requirement for everyone as death cannot be predicted not can an accident or disaster. Therefore health, life, motor car, fire, theft, accident insurance is worthy of the cost of obtaining it. Marine are not important as insurance as people do not live at sea nor in ships. As this type of insurance suits only shop wrecks etc.

Insurance is needed by all. it gives a full coverage to all at any time. pooling of insurance is done by companies. Health insurance and Life insurance is worth