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7 September, 15:30

When Ben applied for life insurance, he was asked on the application if he smoked or used tobacco products. Ben answered "No." In reality, Ben smokes two packs of cigarettes a day. The policy was issued at the "preferred, nonsmoker rate." If Ben dies 6 months after the policy is issued, upon what grounds will the insurer be able to legally deny the claim?

A) warranty

B) misrepresentation

C) waiver

D) concealment

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Answers (1)
  1. 7 September, 17:39
    0
    Answer:D

    Explanation:

    Concealment because he kept it as a secret.
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