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5 December, 18:52

The demand for health insurance is especially complex because a. consumers may underestimate their risks. b. consumers may be overconfident. c. consumers may not fully understand insurance. d. All of the above

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  1. 5 December, 22:16
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    The demand for health insurance is especially complex because a. consumers may underestimate their risks - option A.

    Explanation:

    The issue is not that consumers are not being aware of the risks, but most of the consumers are reluctant in to give attention to these risks and underrate their risks.

    Thus, the demand for health insurance is mainly complex because consumers may underestimate their risks.
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