The Dodd-Frank Act, enacted in the United States in the aftermath of the 2007-2009 financial crisis, includes provisions aimed at enhancing the coordination of various regulatory agencies. Which two core principles might best explain these reforms?

These 2 core principles are:

Core Principle 3 - Information is the basis for decisions. In order to achieve better decision making, the flow of information among regulatory agencies should be improved by enabling coordination.

Core Principle 5 - Stability improves welfare. Improved coordination leads to Improved regulation. This should bring greater stability to the financial system and so improve welfare.