During a meeting to discuss ways to cut costs on benefit packages, the vice president of the company, Harold, suggests getting long-term disability insurance for all employees. Alexis, HR manager, disagrees with him stating that short-term disability coverage is more advantageous. Which of the following supports Alexis' statement? a. Long-term disability coverage does not have any limits on the amount to be paid each month to employees b. Short-term disability coverage is offered by few employers, which leads to a competitive advantage c. Short-term disability plans limit maximum coverage in a month, which makes them more affordable for the company d. The nature of work is such that the level of risk involved is high and injuries could be permanent
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