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10 December, 11:24

In individual health insurance coverage, the insurer must cover a newborn from the moment of birth, and if additional premium payment is required, allow how many days for payment?

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Answers (2)
  1. 10 December, 11:52
    0
    minimum 30 days after the child is born, and up to 60 days if you purchased your plan through a health exchange

    Explanation:

    The Health Insurance Portability and Accountability Act (HIPAA) of 1996 established that newborns (or newly adopted children) will be automatically eligible for coverage with the same insurance provider as his/her mother. The insurance company must provide a minimum 30 day window to the parents in order for them to enroll the newborn into the family's health plan.

    For plans not acquired through a health exchange, the mandatory coverage extension ends at midnight day 30, day 31 is not covered.
  2. 10 December, 13:55
    0
    Payment will be made within 31 days of birth
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