Human risk includes which of the following?

A.

A key supplier might go out of business.

B.

A key member could suddenly depart.

C.

The bank manager might not approve a loan.

D.

Business may decline significantly in certain seasons.

B. A key member could suddenly depart.

Explanation:

While all four options are certainly business risks, only (B) is a human risk. Human risk is a factor whenever an owner, manager, or employee acts (or fails to act) due to poor communication, inferior people management, high stress, disagreement, separation, illness, disability, or death. Human risk is also a concern when the behavior of an owner, manager, or employee is incompetent, noncompliant, abusive, or dishonest.