Describe at least three things a bank would consider about you when deciding whether to give you a loan.

Your credit history (specifically, timely payments, your ratio of credit to debt and how long your credit has been established)

Your current employment and or / income

Other outstanding debts (debt to income ratio)

Weather or not you own your home

The purpose of the loan you are requesting

What, if any collateral you have

Three things that they would consider are:

1. Your credit history.

2. Your ability to repay the loan.

3. Your cash flow history.