Joe and Joanne own JoJo's Jet-Fast Oil-Change and Auto Service. When budgeting for next year's benefit expenses, Joe and Joanne estimate that their unemployment and workers' compensation costs will increase because of a high number of claims during the past year. Which of the following terms refers to this type of cost system for insurance like workers' compensation? a. Mandatory b. Experience-rated c. Defined benefit d. Cost-benefit adjusted
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