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5 November, 03:44

Emma is babysitting Laura's children. Emma turns on the stove to make dinner, but a flame shoots out and burns Emma's hand. Later, Laura realizes she forgot to tell Emma not to turn on the stove.

Which type of insurance is needed?

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  1. 5 November, 07:40
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    Homeowners insurance, assuming Laura owns the house.

    Explanation:

    Homeowners insurance most often is what covers personal injury and liability claims if someone is injured in your house.

    Just as a side note, if Laura is renting the home the landlord would need the homeowners insurance, not Laura.
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