For most mortgage loans on commercial real estate, the right of prepayment is constrained through a prepayment penalty. Which of the following types of prepayment penalties requires a borrower to provide the lender with some combination of U. S. Treasury securities that will serve to replace the cash flows of the loan being paid off?
A. Yield-maintenance prepayment penalties
B. Prepayment lockout
C. Defeasance prepayment penalty
D. Curtailment penalty
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