In determining whether to issue a loan, banks are not allowed to ask about an applicant's

In determining whether to issue a loan, banks are not allowed to ask about an applicant’s country of origin.

This is so as to prevent banks from stereotyping people and basing their decision on the person's country of origin. All people should be equal when it comes to getting the credit or not, as the decision should be based only on the income and the appropriate factors other than descent.