Who followed the guidelines for spending wisely? Erika goes to one store and buys a laptop without shopping around. Mia makes a list before she heads to the grocery store, but she sees a magazine near the checkout counter and buys it. Erin makes a purchase online using a credit card. She knows that she can pay the entire bill when it arrives. Lauren buys a cheap pair of headphones. They break. Now she needs to buy a new pair.
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