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14 November, 13:43

What is the minimum number of activities of daily living (adl) an insured must be unable to perform to qualify for long term care benefits?

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  1. 14 November, 17:24
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  2. 14 November, 17:39
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    The minimum number of activities of daily living performed to qualify for long term benefits is 2. A person who can perform more than 2 daily activities (in the eyes of the government) should be able to function at a higher than below average rate, which means that they do not need long term coverage. Instead, this person might be a candidate for short term coverage.
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