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24 December, 18:00

What are some of the advantages that you can see for budgeting? Are there any disadvantages? Do you foresee yourself keeping a budget in the coming years? Why (not) ?

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  1. 24 December, 20:52
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    Pros:

    Having extra money or reserve money for emergencies

    Prevents you from going broke or bankruptcy

    Cons:

    Budgeting may affect your quality of life: cheaper is not always better

    Inaccurate amounts. Not budgeting enough or directing too much money on things that don't take priority in life.

    Time consuming: It takes time to make a budget perfect for you.

    Pro / Con: Consistency May encourage you to stick to budget or discourage you.
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