Denny has a higher APR than torey. Which of the following statements provide the reason for this?
A. Denny's credit limit is higher than Torey's credit limit.
B. Denny's credit limit is higher than Torey's credit score.
C. Denny pays his credit card balance in full but Torrey only pays the minimum.
D. Denny stay's below his credit limit each month. but Torrey often goes above it.
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