After World War II, the U. S. government made home loans available to veterans through the GI Bill. At the same time, it authorized "redlining" practices that made it more difficult for veterans of color and their families to buy homes in newly built suburbs. Realtors and bank loan officers made it a practice to turn these potential buyers away. The result was increased residential segregation that has persisted into the twenty-first century. In two to three sentences, explain how individual and institutional racism both played roles in creating this situation.

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Macey Mckay

16 March, 13:57

After World War II, the U. S. government made home loans available to veterans through the GI Bill. At the same time, it authorized "redlining" practices that made it more difficult for veterans of color and their families to buy homes in newly built suburbs. Realtors and bank loan officers made it a practice to turn these potential buyers away. The result was increased residential segregation that has persisted into the twenty-first century. In two to three sentences, explain how individual and institutional racism both played roles in creating this situation.

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Nadia Montoya · Answer 1

Racist individuals within the US government created institutional racism by allowing readlining practices but this discrimination was reliant on the racism of individuals in real estate and banking who would take the opportunity to discriminate against people of colour. Institutional racism is created and sustained by racist individuals and one will struggle to exist without the other.