What do you think Roosevelt meant when he said the only thing we have to do fear is fear itself

By saying this, FDR was telling the American people that their fear was making things worse. He goes on to say, "nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance." By running to the banks and taking their money out they were causing more damage to the economy. Closing banks for several days and calling Congress back to Washington for a special session gave the American people and government time to calm down and make recovery plans.