Carmen has taken out a loan for $800 to buy a car. She plans to pay back the loan at a rate of $40 per month. Ramona has borrowed $500 to buy a car, which she plans to pay back at a rate of $20 per month. How long will it take Carmen to pay back her loan? a. 25 months b. 20 months c. 15 months d. 10 months
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