Mark wants to buy a new computer and apply for a new credit card to pay for it. He checked his credit report and credit score. His credit score is 620. It is fair, but Mark wants a lower interest rate and a higher limit. So he wants to improve his score. Which should Mark do to increase his credit score?
A) Pay off his personal loan for his entertainment system.
B) Skip a car payment.
C) Apply for as many credit cards as he can.
D) Make lower monthly payments on his current credit card bill.
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