What would a monthly payment be on a purchase of a $10,000 car at a 5.9% for 4 years?

The current monthly pay can be calculated as follows;

A=p (1/r/100) ^n

A=10000

r=5.9/12=0.5%

10000=p (1+0.5/100) ^ (4*12)

10000=p (1.005) ^48

p=10000 / (1.005) ^48

p=7,871

the monthly payment will be:

7871/12

=$655.92