David has a checking account. His opening balance on 3/1 was $120. The bank charges a 30¢ fee for each debit card transaction and a 20¢ fee for each check. David made the following transactions:
Used debit card for $20 movie tickets on 3/5
Deposited $38 paycheck on 3/12
Transferred $25 to savings account on 3/16
Withdrew $20 cash from ATM on 3/20
What is David's balance after the transaction on 3/20?
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