Dylan has a good credit score and is planning to apply for a loan. What could negatively affect Dylan's credit score?

A.

missing a loan payment

B.

not making a down payment

C.

providing collateral

D.

using a cosigner

A. missing a loan payment

Step-by-step explanation:

Whenever someone wish to apply a loan, lenders would consider his/her credit scores when analyzing the application. A good credit score would increase his/her chance to be qualified for the loan. The higher the score qualifies you for a fair interest rates, and also it would reduce the perceived risk.

Considering the question, missing a loan payment would definitely affect his credit score negatively. It would affect the interest rate, loan terms and credit limit.

the right answer is a) missing a loan payment

Step-by-step explanation:

because if you are missing a loan payment, you would have a negative report at the risk centers