3. State banking officials claim that the probability that a person in Newberg has a checking account
is 0.86 and the probability that the person has a checking account as well as overdraft privileges is
0.35. (Overdraft privileges allow customers to write checks for amounts that exceed their current
balance.) If a resident in Newberg who has a checking account is randomly selected, what is the
probability that the customer also has overdraft privileges?
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