Sarah Saver writes a $40 check which is returned by her bank with additional charges. If the company she wrote the check to, Johnson Plumbing, also charges $25 for returned checks, which of the following represents the amount Sarah must have to balance her debts?

The amount Sarah must have to balance her debts is $65 ($40 + $25). Previously, Sarah only had $40 of debt to Johnson Plumbing before the check was returned. The additional $25 fee was charged by Johnson Plumbing because there was a bad check situation that could be happened for several reasons. Insufficient balance, expired check, improperly-written check, and stop payment are the several reasons of bad check situation.