Western Bank notifies Jamie that she has been pre-approved for a Western Bank premier credit card. Jamie fills out the applications and authorizes the bank to run a credit report.
a. Describe the difference between the credit card Jamie is applying for and the debit card she already has.
b. Describe the information that will be included within Jamie's credit report and how long it is retained.
c. Describe the value of the credit report to borrowers and lenders.
d. Explain why it is important to establish a positive credit history.
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