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3 November, 11:02

Why are the premiums for a PPO health insurance plan generally more expensive than those for an HMO Health Insurance Plan? a. PPO insurance plans offer a wider choice of primary care doctors and specialists. b. HMO insurance plans have higher deductibles and copays. c. PPO insurance plans have higher deductibles and copays. d. HMO insurance plans require a referral for a patient to visit a specialist.

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  1. 3 November, 12:19
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    The answer is A. PPO health insurance plans are known to be flexible due to its wider choice of doctors. Along with this privilege, comes with additional fees. The other choices also influence the price of PPO premiums but A is the main reason. Also, PPOs usually don't require referrals to visit a specialist.
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