Which of these is a personal retirement plan in which earnings are taxed at withdrawal?

A. 401 (k)

B. Roth IRA

C. traditional IRA

There are two of these choices where a persons personal retirement plan where the earnings will be taxed at the withdrawal. These are going to be a 401 K and a traditional IRA. These types of retirement plans can be set up through an employer or even your bank. There are also financial management companies that can start up the retirement plans for you. With the 401 K plan & the traditional IRA, you can get the money when you turn 59 1/2 years old. If you withdraw before this age, there may be penalties and this will be deducted from the total amount you will recieve.