If an insulated (power side) wire rubbed through a part of the insulation and the wire conductor touched the steel body of a vehicle, the type of failure would be called a (an)

a short-to-ground

Explanation:

Many failures that occur in vehicles can be diagnosed as electrical problems. The reason for these usually relate mainly to the electricity generated in the battery or alternator, in the ignition system as well as those produced by blown wires or fuses.

Cables or fuses: a blown fuse or a damaged electrical wire or one that is making ground or earth effect can be the cause of an electrical problem. Keep in mind that everyone is connected to each other through the wires of the electrical system. Fuses protect car components from power surges. If you have a problem with one, check it to see if you will have to replace it.