Which of the following is (are) often consequences of long-term disability? I. Continuing medical expenses II. Loss or reduction of employee benefits

C). Both I and II.

Explanation:

Long-term disability is the disability that prevails in an individual for an extended period of time that brings a variety of consequences like inability to work properly or persistent medical expenses.

As per the question, both the given options display the outcomes associated with a long-term disability as it disable the person from actively participating and working in his/her life. It not only dismantles their physical ability to do their job and losing the various benefits but also brings sustained medical expenditures for the treatment and medication. Therefore, people are opting for 'short and long-term disability insurances' that ensures them from any kind of physical damage being suffered by the employees at work place. Therefore, option C is the correct answer.