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18 October, 00:00

Jami lost her debit card. She did not report it missing for 3 months. If an unauthorized person used her debit card, her maximum liability is:

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  1. 18 October, 02:32
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    Answer: Unlimited liability

    Explanation:

    Unlimited liability is defined as being exposed to losses and risk without any boundlessly. As per the company agreements or guidelines, the person or business can face potential risk towards their assets.

    According to the question, Jami would be liable in unlimited manner if his lost debit card is found and used by any unauthorized user. As Jami did not report the missing complain of his debit within 60 days he will be liable to face all the loss.

    If he would have complained within 60 days then there were chances that he would be facing low losses upto $500. He would not be liable to anything if he reported before charges application or his card might have been safe from unauthorized access.
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