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29 January, 14:27

Andrew and Alice have health issues that may be passed on to their children. When the children are born would they be wise to obtain life insurance immediately on the infants prior to any of the medical conditionsâ arising?

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  1. 29 January, 14:43
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    Yes this would be wise as the infant is not likely to have to pass a physical exam

    Explanation:

    It seems that both Andrew and Alice have a diseases that caused by GenetIcs. Even though genetic diseases do not always have 100% chance to be passed to the child, it's still a big enough reason for the paretns to take precations.

    Most genetic diseases need time to show symptoms. Before the symptoms show, it is easier for the parents to make the baby pass insurance company's medical test. If they bring the child after he/she shows sysmtops, no company will want to accept the life insurance application.
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