Willie gets paid $1000 every two weeks and follows the same spending and saving plan unless an emergency arises.
The first thing Willie does is to immediately put $250 in his savings account.
Next, using online bill pay through his bank, Willie spends about $300 on bills such as his cell phone, electricity, and rent. Willie withdraws $150 in cash for daily expenses, and leaves the remaining amount ($100) in his checking account.
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