Both mortgages and auto loans

A. are riskier for lenders.

B. are riskier for borrowers.

C. require a down payment in general.

D. require minimum payments.

Both mortgages and auto loans are riskier for borrowers (B option), as not paying back a loan can lead to the bank taking property from you, while also, mortgaging a house can lead to the bank taking your house from you. It's a risky step to borrow money, because if you can't pay it back, you're in trouble.

C. require a down payment in general.

Explanation:

Mortgages and auto loans are serious situations that involve a lot of money, so interested parties need to give some assurance that lenders will not lose money. For this reason, mortgages and auto loans generally require an advance to be made.

This advance is at least 10% of the value of your car. This is usually the requirement of most banks and dealerships, meaning you cannot pay less than 10% of the car price.