According to routine activity theory, what has given rise to online fraud? Online fraud is a result of A. Improvements in technology B. A decline in technology C. A lack of technology

I say a improvements in technology but not completely sure

Answer: A. Improvements in technology

Explanation: With the advancement and improvement of technology, including the Internet, there are many opportunities that enable fraud by trained and skilled fraudsters who can easily find the target group to cheat. This implies a lack of guidance of technology and internet users, which, due to the high availability of various legitimate applications, can lead to fraud. With the advancement of technologies, online fraudsters are becoming more subtle and more adept at fraud.