As people age, there is a need for consistency and stabilization in their life. however, this change in attitude can reduce issues regarding risk-taking behavior and force people on acquiring the ability to support their family. this is referred to as

I believe the answer is maturation reform

Maturation reform refers to a change in state of mind that make people change their focus their behaviour for the importance of themselves and the family. Because of this, they tend to reduce their risk behavior because they know their condition would affect these other people that they care about