Bank A (Dollars in Millions) Assets Liability and Equity Cash $ 850 Deposits $ 6,475 Securities 1,925 Other Borrowing 1,645 Loans 5,400 Equity 1,030 Others 975 Total $ 9,150 Total $ 9,150 Income Statement Interest income on loans $ 450 Interest income on securities 95 Interest expenses 246 Noninterest income 78 Nonincome expenses 112 Provision for loan loss 35 Taxes 115 NI $ 115 The bank's asset utilization ratio is
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