There are four steps in solving one's personal financial challenges: 1. considering opportunity costs 2. assessing risks and returns 3. setting short - and long-term goals 4. assessing needs and wants Which of these is the correct order of these steps? 2, 3, 1, 4 1, 2, 3, 4 4, 1, 2, 3 3, 1, 4, 2