Which of the following losses would be covered under Section II of an unendorsed Homeowners 3 policy? a. The homeowner accidentally dropped a bowling ball, injuring another bowler's foot. b. The homeowner's nanny was injured on her day off while hiking at a state park. c. The insured slandered a city council member at a city council meeting. d. The homeowner's dog bit the homeowner's daughter.

Question

Social Studies

Sloane Davidson

17 January, 07:15

Which of the following losses would be covered under Section II of an unendorsed Homeowners 3 policy? a. The homeowner accidentally dropped a bowling ball, injuring another bowler's foot. b. The homeowner's nanny was injured on her day off while hiking at a state park. c. The insured slandered a city council member at a city council meeting. d. The homeowner's dog bit the homeowner's daughter.

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Answers (1)

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Declan Olsen · Answer 1

The losses if "The homeowner accidentally dropped a bowling ball, injuring another bowler's foot" would be covered under Section II of an unendorsed Homeowners 3 policy.

Answer: Option A

Explanation:

Section II of Homeowners 3 policy provides the indemnity against the third party loss caused by the insured. This policy provides coverage for personal Liability as any suit or claim which is brought against the insured for any bodily injury or damage of the property.

It is on account of the occurrences covered in the policy will be indemnified by the insurer. In the present situation, where the homeowner accidentally drops the ball causing injury to another person will be covered in the policy under coverage E which is for personal liability.